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Representative Example for Hire Purchase (HP): Payable by 60 payments of £403.43. Payments are based on a duration of agreement of 60 months, a Cash Price of £18,995.00, with a deposit of £1,899.50 leaving an amount of credit of £17,095.50. The agreement is calculated using a fixed rate of interest of 7.75% per year resulting in Representative 15.70% APR and a total amount payable of £26,105.30 The representative example includes an estimated option to purchase fee of £10.00. We act as a credit broker, not a lender.